Privacy Policy

Last updated: August 26, 2026

Introduction

Sagrix Finance (“we”, “us”, “our”) respects your privacy. This Privacy Policy explains how information may be collected, used, stored and protected when you visit or interact with the Sagrix Finance website at https://www.sagrixfinance.com

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Sagrix Finance is a financial information and educational platform covering personal finance, banking, loans, credit cards, insurance, investments, government schemes, digital payments and related financial topics.

In addition to providing informational content, Sagrix Finance may provide links or assistance for certain financial products and services through authorised partner platforms, companies, intermediaries or service providers.

By using this Website, you acknowledge the practices described in this Privacy Policy.

About Partner and Financial Services

Sagrix Finance may work with authorised partner platforms, companies, intermediaries or service providers for facilitating or referring users for certain financial products and services.

Depending on the applicable partner arrangement and eligibility, these services may include insurance, loans, bank account opening, demat and investment account opening, credit cards and other financial services.

Sagrix Finance may assist users with information, application links, document-related guidance or the application process where permitted under the applicable partner arrangement.

The availability of any product or service depends on the applicable provider, eligibility criteria, documentation, verification and approval process.

Sagrix Finance may facilitate or refer eligible users to financial products and services through its authorised partner platforms and service providers.

Definitions

Website means the Sagrix Finance website available at https://www.sagrixfinance.com.

Personal Data means information that may identify or relate to an individual, such as name, email address, telephone number or other information voluntarily provided by a visitor.

Usage Data means technical or usage-related information that may be automatically collected when visitors use the Website.

Partner means an authorised company, platform, intermediary, financial institution or service provider through which a product, service, application or referral may be facilitated.

Affiliate/Referral Link means a link through which Sagrix Finance may refer a visitor to a partner or third-party service and may receive a referral fee, commission or other permitted compensation where applicable.

Cookies means small files or similar technologies stored on a device to support website functionality, analytics, advertising or referral tracking.

Information We May Collect

We may collect information that you voluntarily provide to us when you contact us, subscribe to updates, request assistance or interact with certain services available through the Website.

Depending on the service requested, this may include information such as your name, email address, telephone number and other information that you voluntarily provide.

If you voluntarily contact us for assistance regarding a financial product or service, we may receive information that you choose to provide for the purpose of responding to your request or facilitating the relevant service.

Usage Data

Certain technical information may be collected automatically when you visit the Website, such as IP address, browser type, device type, operating system, pages visited, referring page and date/time of access.

This information may be used to understand website usage, improve performance, maintain security and provide a better user experience.

Cookies and Tracking Technologies

Sagrix Finance may use cookies and similar technologies to improve Website functionality, remember preferences, understand visitor activity, measure performance and support advertising or referral tracking.

Some cookies may be placed by third-party services used on the Website, including analytics, advertising, social media, embedded content or partner/referral services.

You may manage or disable cookies through your browser settings. Disabling certain cookies may affect some Website functionality.

Affiliate, Referral and Partner Links

Some links on Sagrix Finance may be affiliate, referral, partner or promotional links.

If you use such a link and subsequently apply for or purchase a product or service, Sagrix Finance may receive a referral fee, commission or other compensation from the relevant partner, where permitted under the applicable arrangement.

Such compensation does not increase the amount you are required to pay unless otherwise stated by the relevant service provider.

We aim to provide useful and relevant information; however, users should independently review the terms, charges, eligibility criteria, risks and policies of the relevant financial institution or service provider before proceeding.

Partner relationships do not guarantee approval of any loan, insurance policy, bank account, credit card, demat account, investment account or other financial product.

How We Use Information

Information may be used to:

operate and maintain Sagrix Finance;
respond to enquiries and requests;
provide information or assistance requested by visitors;
facilitate or refer users to relevant partner services where requested;
improve website content, performance and user experience;
understand website traffic and usage;
maintain security and prevent misuse;
manage subscriptions and communications where users have opted in;
comply with applicable legal and regulatory requirements.

Sharing of Information

Sagrix Finance does not sell personal information to third parties for money.

Where you voluntarily request assistance with a financial product or service, information may be shared with the relevant authorised partner, financial institution, intermediary or service provider where necessary to process or facilitate your request and where permitted by applicable law.

We may also use third-party service providers for website hosting, analytics, email services, security, advertising, referral tracking and other technical functions.

Information may also be disclosed where required by applicable law, legal process or a valid request from a competent authority.

Simply visiting or reading an article on Sagrix Finance does not by itself mean that your personal information is shared with a financial partner.

Third-Party Financial Services

Financial products and services available through partner links may be provided directly by banks, NBFCs, insurance companies, brokers, fintech companies or other authorised service providers.

Once you proceed to a third-party website, application or platform, the privacy policy, terms, eligibility criteria and data practices of that third party will apply.

Sagrix Finance does not control the privacy practices or internal processing of third-party providers.

Loan applications के मामले में RBI की digital lending framework भी regulated entity/LSP relationship और data collection/consent पर specific requirements रखती है।

Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, to provide requested services, maintain website security, resolve disputes or comply with applicable legal obligations.

Privacy Rights

Your Privacy Choices and Rights

Depending on applicable law, you may have rights regarding your personal information, including requesting access, correction or deletion of information that you have voluntarily provided to us.

You may contact us at sagrixfinance@gmail.com for privacy-related requests.

We may need to verify a request before taking appropriate action and may retain certain information where required or permitted by law.

Data Security

We take reasonable measures to protect information from unauthorised access, misuse, alteration or disclosure.

However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

Data Transfers

Some third-party service providers used by the Website may process information on servers located outside India. Where applicable, such processing will be subject to the relevant provider's policies and applicable law.

Children's Privacy

Sagrix Finance is not specifically directed at children.

We do not knowingly collect personal data from children under 18 years of age.

If you believe that a child has provided personal information to us without appropriate consent, please contact us at sagrixfinance@gmail.com so that we can take appropriate action.

Links to Other Websites

Sagrix Finance may contain links to official websites, banks, NBFCs, insurance companies, brokers, fintech platforms, government portals, social media platforms and other third-party websites.

These websites operate independently and may have their own privacy policies, terms and data practices.

We recommend reviewing the privacy policy and terms of any third-party website before providing personal information or submitting an application.

Financial Services Disclaimer

Sagrix Finance may provide information, referral links or application assistance for certain financial products and services through authorised partners.

Eligibility, approval, pricing, interest rates, premiums, charges, limits, benefits and other terms are determined by the respective bank, NBFC, insurance company, broker or other service provider.

Submitting an application through Sagrix Finance does not guarantee approval or acceptance.

Users should review the official terms, charges, risks and eligibility requirements of the relevant provider before making a financial decision.